Monthly Archive

2016

Welcome to our Archives page. On this page you will find a total of 24 of our articles broken down into Months and Years.
Is a SIMPLE IRA Right for Your Business?
Atlantic Capital Management
William C. Newell
1475

Is a SIMPLE IRA Right for Your Business?

A look at this easy-to-administer retirement program. Do you want a simple retirement plan? A plan you can implement easily as an independent contractor or small business owner, without a lot of pape... read more..
Mind Over Money
Atlantic Capital Management
Chris Tobey
1530

Mind Over Money

Emotion often drives our financial decisions, even when logic should. When we go to the grocery store, we seldom shop on logic alone. We may not even buy on price. We buy one type of yogurt over anot... read more..
Mortgage Rates May Stay Low for a Long Time
Atlantic Capital Management
William C. Newell
1481

Mortgage Rates May Stay Low for a Long Time

Why aren’t they rising? Are they the new normal? In November 2012, the interest rate on a 30-year home loan averaged just 3.31%. That was an all-time low. Simultaneously, the 15-year fixed-rate... read more..
Long-Term Investment Truths
Atlantic Capital Management
Chris Tobey
1463

Long-Term Investment Truths

Key lessons for retirement savers. You learn lessons as you invest in pursuit of long-run goals. Some of these lessons are conveyed and reinforced when you begin saving for retirement, and others you... read more..
The New Gradual Retirement
Atlantic Capital Management
William C. Newell
1551

The New Gradual Retirement

Working a little (or a lot) after 60 may become the norm. Do we really want to retire at 65? Not according to the latest annual retirement survey from the Transamerica Center for Retirement Studies w... read more..
Updating Your Estate Plan
Atlantic Capital Management
Chris Tobey
1496

Updating Your Estate Plan

When should you review it? What should you review?     An estate plan has three objectives. The first goal is to preserve your accumulated wealth. The second goal is to express who wil... read more..
Mid-Life Money Errors
Atlantic Capital Management
William C. Newell
1448

Mid-Life Money Errors

If you are between 40 & 60, beware of these financial blunders & assumptions. Between the ages of 40 and 60, many people increase their commitment to investing and retirement saving. At the s... read more..
When Is Social Security Income Taxable?
Atlantic Capital Management
Chris Tobey
1511

When Is Social Security Income Taxable?

The answer depends on your income. Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility. Seniors have had to c... read more..
Sometimes the Pundits Get It Wrong
Atlantic Capital Management
William C. Newell
1540

Sometimes the Pundits Get It Wrong

In fact, many predictions about Wall Street have misread the market’s direction. Trying to determine how Wall Street will behave next week, next month, or next year is difficult. Some feel it i... read more..
How Can You Make Your Retirement Money Last?
Atlantic Capital Management
Chris Tobey
1464

How Can You Make Your Retirement Money Last?

These spending and investing precepts may encourage its longevity. All retirees want their money to last a lifetime. There is no guarantee it will, but, in pursuit of that goal, households may want t... read more..
Why Are We Saving More and Spending Less?
Atlantic Capital Management
William C. Newell
1519

Why Are We Saving More and Spending Less?

Have our memories of the Great Recession altered our habits?   Consumer spending accounts for more than two-thirds of economic activity in the United States. Lately, that spending has moderated... read more..
Tell Your Beneficiaries About Your Accounts and Policies
Atlantic Capital Management
Chris Tobey
1583

Tell Your Beneficiaries About Your Accounts and Policies

Let them know how they will receive retirement assets and insurance benefits.    Will your heirs receive a fair share of your wealth? Will your invested assets go where you want them to wh... read more..
You Retire, But Your Spouse Still Works
Atlantic Capital Management
William C. Newell
1686

You Retire, But Your Spouse Still Works

That development may mean lifestyle as well as financial adjustments. Your significant other may retire later than you do. Sometimes that reality reflects an age difference, other times one person wa... read more..
Could Social Security Really Go Away?
Atlantic Capital Management
Chris Tobey
1563

Could Social Security Really Go Away?

Just how gloomy does its future look?   Will Social Security run out of money in the 2030s? For years, Americans have been warned about that possibility. Those warnings, however, assume that n... read more..
Retirement Now vs. Retirement Then
Atlantic Capital Management
William C. Newell
1591

Retirement Now vs. Retirement Then

Today’s retirees must be more self-reliant than their predecessors. Decades ago, retirement was fairly predictable: Social Security and a pension provided much of your income, you moved to the ... read more..
Reducing the Risk of Outliving Your Money
Atlantic Capital Management
Chris Tobey
1547

Reducing the Risk of Outliving Your Money

What steps might help you sustain and grow your retirement savings? “What is your greatest retirement fear?” If you ask retirees that question, “outliving my money” may likely... read more..
Should You Plan to Retire on 80% of Your Income
Atlantic Capital Management
William C. Newell
1724

Should You Plan to Retire on 80% of Your Income

Examining a long-held retirement planning assumption. A classic retirement planning rule states that you should retire on 80% of the income you earned in your last year of work. Is this old axiom sti... read more..
Consider an IRA Charitable Rollover
Atlantic Capital Management
Chris Tobey
1595

Consider an IRA Charitable Rollover

If you want a tax break and want to help a non-profit, this may be a good move. Have you ever wanted to make a major charitable gift? Would you like a significant federal tax break in acknowledgment ... read more..
Should We Break Up The Big Banks?
Atlantic Capital Management
William C. Newell
1588

Should We Break Up The Big Banks?

One Federal Reserve official says we should rethink our financial system.   The newest Federal Reserve policymaker just put forth a radical proposal. Neel Kashkari thinks America’s big ba... read more..
White House Proposes Changes to Retirement Plans
Atlantic Capital Management
Chris Tobey
1491

White House Proposes Changes to Retirement Plans

A look at some of the ideas contained in the 2017 federal budget. Will workplace retirement plans be altered in the near future? The White House will propose some changes to these plans in the 2017 f... read more..
The IRA Changes to 529 Plans
Atlantic Capital Management
William C. Newell
1430

The IRA Changes to 529 Plans

Learn about the two new tax perks for these college savings vehicles. Do you have a 529 plan account? Then you will want to know about a pair of federal tax law changes which may benefit you and read more..
The Chapters of Retirement
Atlantic Capital Management
Chris Tobey
1509

The Chapters of Retirement

The five phases of life after 50 & the considerations that accompany them.  The journey to and through retirement occurs gradually, like successive chapters in a book. Each chapter has its ow read more..
Why You Should Stay in Stocks in 2016
Atlantic Capital Management
William C. Newell
1564

Why You Should Stay in Stocks in 2016

One bad trading day is not the year. The stock market has wavered recently. A lackluster year just ended, and this year has started inauspiciously. You may be wondering ... should you really be inves... read more..
The Fed Makes Its Move
Atlantic Capital Management
Chris Tobey
1593

The Fed Makes Its Move

Wall Street rallies as interest rates rise for the first time since 2006.  U.S. monetary policy officially changed course Wednesday. Federal Reserve officials voted to raise the federal funds rat read more..
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2019

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2015

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2014

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2013

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2012

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